Tanya Soni
Bhopal
Summary
Dynamic Credit Manager with a proven track record at Ujjivan Small Finance Bank, excelling in credit appraisal and financial risk management. Adept at enhancing operational efficiency and compliance, while fostering strong team collaboration. Skilled in MS Excel and decision-making, consistently delivering quality credit portfolios within stringent turnaround times.
Overview
4
4
years of professional experience
Work History
Credit Manager
Ujjivan Small Finance Bank
Bhopal
09.2022 - Current
- Made decisions and recommendations on loan applications within prescribed turnaround time.
- Executed credit appraisal and underwriting for housing loans and Non Housing Loans in Bhopal Region.
- Ensured adherence to the product program throughout the application process, from login to disbursement.
- Implemented compliance processes for branch operations, disbursement OTC, PDD, and enhancing overall efficiency.
- Reviewed pre-sanction and post-sanction files, ensuring accuracy and completeness.
- Co-ordinating With business Team
Finance Management Executive ( Credit)
Repco Home Finance Ltd
05.2021 - 08.2022
- Credit appraisal/underwriting of housing loan, loan against Property, commercial purchase and commercial mortgage ticket size upto 50 lakhs for Indore region.
- Ensure that the product policy and deviation matrix is properly followed.
- Also responsible for the application process from login to sanction and from sanction to disbursement.
- To decision and recommendations of loan application within the prescribed TAT and create a quality credit portfolio.
- Pre sanction scrutiny of collateral documents verified with legal report and technical report.
- Pre sanction visit for PD and based on PD comes to a decision within a prescribed TAT.
Education
MBA - HR and Finance
Sagar Institute of Science and Technology
06.2021
B Tech - Information Technology
Oriental College of Science and Technology
06.2018
AISSCE -
Dynamic Public School
06.2013
CBSE -
Bonnie Foi Co Ed School
06.2011
Skills
- MS Excel and financial analysis
- Financial risk management
- Anti-money laundering compliance
- Credit appraisal and awareness
- Management and delegation skills
- Problem solving and decision making
- Interpersonal and communication skills
Accomplishments
- 06/01/17, NCC C Certified, Indian Army, Is the highest level certificate for NCC cadets. It can be taken in the 3rd year of training, in the 3rd year of degree course.
- 06/01/17, NSS, Minister of Youth Affairs and Sports, NSS is an extension dimension to the higher education system to orient the student youth to community service while they are studying in educational institutions.
- 06/01/11, School Captain, Bonnie Foi Co Ed School, To manage and implement the rules and regulations amongst all the students, guide and motivate the students in the field of sports and cultural activities, organize events, and lead the school in competition with other schools.
References
Request On Demand
Hobbies and Interests
- Online Learning
- Music
- Credit Awareness
- Upgradation of skills
Languages
Expert, Intermediate, Expert
Personal Qualifications
- MBA, HR and Finance, Sagar Institute of Science and Technology, 06/01/19, 06/30/21
- B Tech, Information Technology, Oriental College of Science and Technology, 06/01/14, 06/30/18
- AISSCE, Dynamic Public School, 08/01/12, 06/30/13
- AISSE, Bonnie Foi Co Ed School, 06/01/10, 06/30/11
Personal Information
- Father's Name: Rajesh Kumar Soni
- Date of Birth: 08/31/95
- Nationality: Indian
- Marital Status: Single
- Religion: Hinduism
Languages
English
First Language
Hindi
Upper Intermediate (B2)
B2
Timeline
Credit Manager
Ujjivan Small Finance Bank
09.2022 - Current
Finance Management Executive ( Credit)
Repco Home Finance Ltd
05.2021 - 08.2022
MBA - HR and Finance
Sagar Institute of Science and Technology
B Tech - Information Technology
Oriental College of Science and Technology
AISSCE -
Dynamic Public School
CBSE -
Bonnie Foi Co Ed School
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