NAVDEEP KOUR
CHAKBAMULIYA SHEOPUR
Summary
Hardworking Credit Officer well-versed in reviewing financial documents, preparing loan packages and making recommendations based on risk values. Detail-oriented and thorough with excellent judgment and good verbal and written communication strengths. Knowledgeable financial professional experienced in assessing credit viability for file disburing for borrowers. Good organizational and critical thinking skills. Offering 1+ years of related experience. Effective at keeping customer loans in line with bank and legal guidelines through systematic assessments of property values and borrower histories. Dedicated to optimizing bank portfolios by balancing risk with profitability.
Maintain the cash management
Overview
6
6
years of professional experience
Work History
Credit-officer
SHRIRAM FINANCE LIMITED
02.2023 - Current
- Evaluated creditworthiness of potential borrowers using thorough research and analysis techniques, minimizing default risks.
- Analyzed applicants' financial status and credit and property evaluations to determine loan feasibility.
- Enhanced credit decision-making by conducting comprehensive financial analysis and risk assessments.
- Optimized lending practices by maintaining up-to-date knowledge of industry trends and regulatory requirements.
- Cash Mangemenet during the deposite the emi
Computer Operator
MPMKVVCL
10.2018 - 12.2021
- Maintained a high level of accuracy in data entry tasks, resulting in improved overall data quality.
- Maintained spreadsheets of data across multiple systems.
- Generated reports covering details about data, system operation, and error monitoring.
- Processed requests for service from internal and external customers.
Education
Bachelor of Arts - Arts And Entertainment Management
JIWAJI UNIVERSITY
GWALIOR05.2021
Skills
- Customer Relations
- Credit analysis
- Financial statement review
- Loan recommendations
- Credit Scoring
- Loan Underwriting
- Documentation Management
- Business credit coordination
- Document processing
- Policy application
- Credit Reports
- Loan Processing
- Financial Analysis
- Paperwork Processing
- Financial Reporting
- Account Management
Additional Information
PERSONAL DETAILS
Father name - 4-Feb-1997
Father name - Mr. Dhanvant Singh
Marital Status - Unmarried
Nationality - Indian
Languages
English
Bilingual or Proficient (C2)
Hindi
Bilingual or Proficient (C2)
Declration
I here declare that all the particulars given above are authentic to the best of my knowledge and beliefs.
Place - NAVDEEP KOUR
Date............
Timeline
Credit-officer
SHRIRAM FINANCE LIMITED
02.2023 - Current
Computer Operator
MPMKVVCL
10.2018 - 12.2021
Bachelor of Arts - Arts And Entertainment Management
JIWAJI UNIVERSITY
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