Hena Shabir
Wealth Manager
Srinagar
Summary
Conscientious Wealth Manager with expertise in creating comprehensive financial plans tailored to meet individual needs. Knowledgeable on wide range of investment options and strategies to maximize financial security. Uses excellent understanding of markets, financial products and taxes to provide best advice and guidance to clients.
Overview
8
8
years of professional experience
12
12
years of post-secondary education
4
4
Certifications
Work History
Wealth Manager
HDFC Bank
02.2023 - Current
- Delivered exceptional client service through prompt communication, proactive problem-solving, and a commitment to always putting the client''s interests first.
- Increased client satisfaction by providing personalized wealth management solutions and tailored financial strategies.
- Managed a diverse portfolio of high-net-worth clients, ensuring optimal asset allocation and risk management.
- Provided ongoing portfolio monitoring services to ensure alignment of investments with changing market conditions or changes in client''s circumstances.
- Developed comprehensive financial plans for clients, including investment strategy, retirement planning, and estate planning.
- Cultivated strong relationships with clients through regular communication and in-person meetings to review progress toward financial goals.
- Educated clients on financial topics and best practices.
Lending Operations — End to End Collateral
BARCLAYS SHARED SERVICES PVT. LTD.
02.2019 - 12.2022
- Checking and analyzing credit sanctions
- Communicating with credit team if there is any discrepancy in sanction
- Conducting root cause analysis and taking preventive measures for repeated escalations
- Creating and maintaining close working with onshore relationships with case managers, credit managers, relationship directors and all relevant stake holders
- Work proactively to identify, resolve and when necessary, escalate verbally and in written format, discrepancies and issues using in depth knowledge of draw-down product specific requirements to inform the recipient of risks and issues, e.g., incorrect application resulting in potential loss
- Support the end-to-end lending process in particular the drawing / marking of new facilities
- Ensure that Service Level Agreements are met and operational performance is optimized
- Checking and analyzing credit sanctions
- Ensuring the sanction is in line with the bank procedure before the issuance of any discharge documents.
- Conducting root cause analysis and taking preventive measures for repeated escalations
- Ensuring that there should not be any risk while releasing the security
- Train Spock for the team so the trainings are completed within timelines.
- Undertake all necessary compliance tests and maintain Compliance Passports.
Process Advisor — Trade Finance
Barclays Shared Services Pvt. Ltd.
03.2017 - 01.2019
- Advising negotiating and amending export LC (letters of credit)
- Examining letters of credit and trade documents for adherence to Letter of credit terms in accordance with UCP 600
- Ensuring strict compliance with anti- boycott regulations, OFAC compliance and AML risk and internal controls
- Booking credits limits for LC clients
- Professional grooming of the peers in technical expertise
- Periodic review of Service schedule and process manuals
- Key controller of export L/Cs, schedules and swift messages MT700, MT707, MT710, MT720, MT799, MT999, Transfer, Assignments etc
- Manage team reports on Sanctions reconciliations, Swift nak etc., at defined frequencies
- Identify opportunities to reduce exposure, where possible, by automating the reporting of L/Cs and identifying GAPS and process improvements
- Correct use of systems and processing tools to produce accurate outputs thereby retaining professional image of the Bank and high client service levels
- Internal and external error reporting
- Successful and timely processing and control of all transactions within time frames set
- Improve processing environment, team dynamics and ethos
- Prepare daily productivity and quality MIS reports.
Education
Masters in Finance and Control -
Srinagar, India09.2016
BBA - Management
Kashmir University
Srinagar, India 04.2001 - 04.2013
Skills
MS Office
Portfolio diversification
Insurance Planning
Trading strategies
Retirement planning
Client Education
Asset Allocation
Relationship Building
Internship
IREDA
- Credit risk rating system
Bellway Realtech
- Real Estate Sales
Personal Information
- Father's Name: SHABIR HUSSAIN MOLVI
- Date of Birth: 06/01/1991
- Nationality: Indian
- Marital Status: Single
Certification
Wealth Management Certification
Timeline
Wealth Management Certification
03-2023
Mutual Fund Distributors Certificate
03-2023
IRDA Certification
03-2023
PMS Distributor Certification
03-2023
Wealth Manager
HDFC Bank
02.2023 - Current
Lending Operations — End to End Collateral
BARCLAYS SHARED SERVICES PVT. LTD.
02.2019 - 12.2022
Process Advisor — Trade Finance
Barclays Shared Services Pvt. Ltd.
03.2017 - 01.2019
BBA - Management
Kashmir University
04.2001 - 04.2013
Masters in Finance and Control -
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