Ajay Mulik
Underwriter
Indore
Summary
Analytical Mortgage underwriter expertise in loan management and in income and credit analysis. Postgraduate in MBA specialization in Finance has a detailed knowledge of finance. Completed classroom projects in Company analysis, Mutual Funds analysis, Fundamental analysis of Axis bank and Bank of India using SPSS. Skilled in MS-excel, SPSS, Tally ERP. Willing to relocate: Anywhere
Overview
3
3
Languages
4
4
Certifications
9
9
years of professional experience
Work History
QC Appraiser and Trainer
Syncd Global Solutions
01.2026 - Current
- Conducted quality control reviews of residential appraisal reports to ensure compliance with USPAP, Fannie Mae, Freddie Mac, FHA, and client guidelines.
- Reviewed appraisal forms including 1004 (URAR), 1025, 2055, 1007, and 216, ensuring accuracy, completeness, and regulatory compliance.
- Delivered onboarding and process training to new hires on appraisal review standards and client requirements, facilitating smoother integration into quality control procedures.
- Developed training materials and conducted knowledge-sharing sessions while mentoring team members, enhancing understanding of quality and compliance standards.
- Collaborated with cross-functional teams, appraisers, and clients to resolve complex appraisal issues, contributing to improved operational workflows.
- Analyzed comparable sales data to support appraisal conclusions and enhance accuracy.
Junior Underwriter
Situs AMC India Pvt Ltd
07.2020 - Current
- 1. Credit and Income analysis of US Mortgage files.
- 2. Worked on various income documents and forms(1003,1004,1025,WVOE,Paystubs, etc.)
- 3. Worked on 4C's of Loan Underwriting.
- 4. Managed to complete targets with accuracy of more than 95%.
- 5. Conducted various training sessions and RCA session
Accounting Intern
Madanlal Chaghanlal Jewellers
08.2017 - 05.2018
- Completed daily cash functions like account tracking, payroll, and wage collections, budgeting and all types of cash and banking reconciliations.
- Tracked financial progress by creating quarterly and yearly balance sheet.
- Partnered with auditors on annual audits and realized compliance with government tax guidelines
Education
MBA - Finance, General
Devi Ahilya Vishwavidyalaya
Indore, India09-2020
Bachelor of Commerce - BCom, Taxation
Devi Ahilya Vishwavidyalaya
Indore, Madhya Pradesh06-2017
Skills
- Property Appraisal
Certification
Fundamentals of Credit April 2021 to Present
Personal Details
- Date of Birth: 1996-03-04
- Eligible to work in: India
- Highest Career Level: 2-5 years experience
- Industry: Banking & Finance, Insurance, Management, Real Estate
- Total years of experience: 2
Online Profile
http://linkedin.com/in/ajaymulik
Timeline
QC Appraiser and Trainer
Syncd Global Solutions
01.2026 - Current
Junior Underwriter
Situs AMC India Pvt Ltd
07.2020 - Current
Accounting Intern
Madanlal Chaghanlal Jewellers
08.2017 - 05.2018
Bachelor of Commerce - BCom, Taxation
Devi Ahilya Vishwavidyalaya
MBA - Finance, General
Devi Ahilya Vishwavidyalaya